DeFi Opportunity

Risk-adjusted DeFi yield across 15+ protocols. Raw APR penalized by current market stress and cross-chain contagion risk. Returns the highest opportunity with a full penalty breakdown. $0.75. 60s cache.

What It Does

Calls DeFi yield data (Layer 1) and combines it with MSSI and MSTI (Layer 2) to compute a risk-adjusted APR for each protocol.

The logic: when the market is under stress, the raw APR understates the real risk. High MSSI means protocols face elevated liquidation pressure. High MSTI means cross-chain bridges and multi-chain protocols carry extra contagion exposure. Both reduce the risk-adjusted APR automatically.

Penalty Model

Protocols on Ethereum mainnet or Base only are not penalized for contagion — the cross-chain penalty applies to protocols with meaningful exposure to bridges or multi-chain liquidity pools.

Endpoint

Response Format

{
  "service": "defi_opportunity",
  "layer": "Oracle Intelligence",
  "highest_opportunity": {
    "protocol": "moonwell_base",
    "asset": "USDC",
    "chain": "base",
    "raw_apr": 4.00,
    "stress_penalty": 1.00,
    "risk_adjusted_apr": 3.00,
    "rationale": "stress penalty -1.0%"
  },
  "all_opportunities": [
    {
      "protocol": "moonwell_base",
      "chain": "base",
      "raw_apr": 4.00,
      "risk_adjusted_apr": 3.00
    },
    {
      "protocol": "morpho_blue_base",
      "chain": "base",
      "raw_apr": 3.85,
      "risk_adjusted_apr": 2.85
    }
  ],
  "market_context": {
    "mssi_value": 45.8,
    "mssi_regime": "ELEVATED",
    "msti_regime": "COUPLED",
    "stress_penalty_applied": 1.0,
    "contagion_penalty_applied": 0.0
  },
  "opportunities_found": 15,
  "disclaimer": "This is a risk-adjusted yield classification derived from quantitative signals, not financial advice...",
  "signed": true,
  "fetched_at": 1781100000
}

Preview Endpoint

The preview returns highest_opportunity, mssi_regime, and stress_penalty_applied only — no signature, no full rankings. Useful for checking current stress context before deciding whether to pay for the full response.

curl https://api.myceliasignal.com/oracle/intel/defi/opportunity/preview

Payment

x402 only (USDC on Base). $0.75 per query. 60s background cache — all agents querying within the same 60s window receive the same signed snapshot for the same price.